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Trusted by 20k+ families

ManulifeSun LifeCanada LifeRBC InsuranceBMO InsuranceEmpire LifeEquitableDesjardinsAssumptionHumaniaManulifeSun LifeCanada LifeRBC InsuranceBMO InsuranceEmpire LifeEquitableDesjardinsAssumptionHumania
20k+
Families Protected
$5B+
Coverage Secured
30+
Insurance Partners
4.9
Google Rating

Protection for every chapter.

Life insurance isn't one-size-fits-all. Find the plan built for you.

New Parents

Secure your child's future education and replace your income. Term insurance is the affordable choice here.

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Most Popular

Homeowners

Don't leave your partner with a mortgage they can‘t afford. Match your policy term to your amortization period.

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Business Owners

Protect your business with Key Person insurance or fund a Buy-Sell agreement. Tax-efficient strategies available.

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Calculator Tool

Don't guess your coverage needs.

Use our smart calculator to estimate exactly how much coverage you need to replace your income and cover debts.

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Coverage Need$850,000
Income Replacement$500,000
Mortgage Balance$350,000

Smart Canadians choose EverLife

See how we stack up against traditional banks.

Feature
Typical Bank
WinnerEverLife
Monthly Cost
$$$ High Fees
$ Wholesale Rates
Product Choice
1 Product
30+ Carriers
Advisor Type
Sales Rep
Unbiased Expert
Speed
Weeks
Minutes
Medical Exam
Often Required
No Medical Options
Expert Support

Real humans.
When you need them.

Our licensed advisors are salary-based. They don't make commissions, so they only recommend what you actually need.

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Advisor

Sarah Jenkins

Licensed Advisor (ON, BC, AB)

"My job isn‘t to sell you a policy. It's to help you understand the fine print so there are no surprises later."

Non-Commissioned

Quick Answers

Everything you need to know about getting insured.

Most term policies under $1M are now 'No Medical', meaning you just answer a few health questions online and get approved instantly.

Yes. The price you see is the price you pay. It is locked in for the duration of your term (e.g., 20 years) and will not increase.

Yes. There are no cancellation fees or lock-in contracts. You are in control of your policy.

A common rule of thumb is 10x your annual income. However, consider your mortgage debt, children's education costs, and any other liabilities.