Advanced Needs Analysis
How much coverage
do you really need?
Don't guess. Use the D.I.M.E. Method (Debt, Income, Mortgage, Education) to calculate a precise safety net for your family.
Your Financial Picture
1Income Replacement
$
1 Year10 Years30 Years
Subtotal:$600,000
2Debts & Obligations
$
$
$
$
3Existing Assets (Subtract)
$
$
Calculated Need
Recommended Coverage
$0
Accurate Estimate
Income Support
$600,000
Debt Payoff
$400,000
This is an estimate only.
Speak to our advisors for a personalized assessment.
Understanding the D.I.M.E. Method
The financial industry standard for calculating insurance needs.
D
Debt
Consumer debt, student loans, and credit cards that would become a burden to your estate or family.
I
Income
Replacing your salary for 5-10 years gives your family time to adjust without financial stress.
M
Mortgage
The largest debt for most Canadians. Paying this off ensures your family always has a home.
E
Education
Tuition costs are rising. This ensures your children's future education is funded no matter what.