Welcome to EverLife Canada. By accessing or using our website, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our services.

1. Use of Services

You must be at least 18 years old to use our services. You agree to provide accurate, current, and complete information when using our website, particularly when applying for insurance.

2. Insurance Quotes and Products

All insurance quotes provided on our website are estimates based on the information you provide. Final premiums and coverage availability are subject to underwriting by the insurance carrier. EverLife Canada does not guarantee that any specific insurance product will be available to you.

3. Intellectual Property

The content, features, and functionality of our website are owned by EverLife Canada and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, or distribute any content from our website without our prior written consent.

4. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. EverLife Canada makes no representations or warranties of any kind, express or implied, regarding the operation of our website or the information, content, or materials included on it.

5. Limitation of Liability

To the fullest extent permitted by law, EverLife Canada shall not be liable for any damages of any kind arising from the use of our services, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

6. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Your continued use of our website following any changes indicates your acceptance of the new terms.

7. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

8. Contact Us

If you have any questions about these Terms of Use, please contact us at:

EverLife Canada
100 King St West, Suite 5600
Toronto, ON M5X 1C9
Email: legal@everlife.ca